Savings
View SavingsAccounts. Accepts an optional parameter using the format: /api/savings/ACCOUNT_TYPE
Valid options for account type are: s for savings, m for money market, and o for online savings IRA accounts.
These options are not case sensitive. Results are sorted in overall_rating order
You can pass in query params for the following.
zipcode - This will override the zip code that is automatically derived from the client's location
amount - The amount looking to deposit in the CD (default 250000)
preferred_institution - This determines which institution will be floated to the top of the results. Can be
repeated. Value is the institution name
ignored_institution - This determines which institution will be removed from the results. Can be repeated.
Value is the institution name
force_preferred - Shows only preferred isntitutions in the results. Value is True or False
allow_preferred_editorial - Allows the preferred institution to be an editorial listing
skip_paid_first - Skips sorting paid listings before editorial listings
editorial_limit - Default: 10 - Defines the maximum number of editorial (unpaid) listings that will be
returned from the api. if all is passed, all available editorial listings will be retrieved.
GET /api/savings?api_class=BankrateSavingsWithReviewsApi&is_battle=true
{ "results": [ { "is_real_product": true, "effective_at": "3/15/2021", "is_paid": true, "is_checkwrite": true, "advertiser_notes": "No minimum balance and no monthly maintenance fees", "min_to_open": 0, "rate": 0.4, "apy": 0.4, "intro_rate": 0.0, "intro_period": 0.0, "type": "savings", "institution": { "name": "Sallie Mae", "logo_url": "6642_hires_logo_2x.png", "phone": "", "survey_institution_id": 15520, "reviews": { "overall_rating": 4.3, "short_summary": "Sallie Mae Bank offers competitive APYs on its savings accounts. However, you’ll have to bank elsewhere for a checking account.", "customer_experience_summary": "Sallie Mae Bank is a FDIC-insured bank headquartered in Salt Lake City, Utah. The brand stands out for its goal-setting functionality. On its SmartyPig accounts, customers can stash away money for specific goals.\r\n\r\nYou can call the bank on weekdays from 8 a.m. to 8 p.m. Eastern.", "savings_summary": "The High-Yield Savings Account earns a highly competitive yield and it’s very accessible for savers who are just starting out. There are no maintenance fees on this account either.", "mmas_summary": "The Sallie Mae Money Market Account offers a top-tier APY on any balance that you have in the account and there are no monthly maintenance fees. The account also has check-writing privileges.", "savings_pros": "The High-Yield Savings Account offers a competitive APY.\r\nThere are no maintenance fees.", "savings_cons": "", "link": "https://www.bankrate.com/banking/reviews/sallie-mae-bank/", "content": "<p>Sallie Mae Bank is a FDIC-insured bank headquartered in Salt Lake City, Utah. It offers savings and money market accounts. It also offers certificates of deposits.</p>\n<p>It operates as a subsidiary of SLM Corp.</p>\n", "date": "2021-01-01T12:30:45", "name": "Sallie Mae Bank", "status": "publish" }, "insurance_information": { "type": "FDIC", "disclosure": "Member FDIC", "tooltip": null } }, "product": { "type": "Money Market Account" }, "tags": [], "fees": { "monthly_service": 0, "min_to_avoid_fees": 0 }, "serp_image_url": "https://www.bankrate.com/system/img/inst/6642_hires_logo_2x.png", "reporting_url": "https://www.myfinance.com/reporting/redir?utm_source=My+Slumber+Yard&utm_campaign=msy-text-links&utm_medium=mfCRU&redir=http%3A%2F%2Fep.bankrate.com%2Fhlink_redirects%2Fbrm_cpc.aspx%3Fe%3DDG%252Bz7T9Zk6puw8AsmhIEvei5A2IDvbb%252B0sbrYRo5meGxZwCSm5Bn8ME3yLTWLFZYCx5QgPDmhSESeFG8xdsautB9JqqX3ahQNoj9eGsb7pszc1CDyi8lnPd745uGhrwJALfT90WYrLoyhJI2oUEwITLkoskwbyq1e266XFJzAtWmiIs6TJRwVYKNFUBBLlTjN9klRq%252BEMpvNIHQiZ%252BKc%252B4GOZnq5GwpCUmxxpPcwoChdt1Gm0%252FFoSWGmI3qsFatkdwdZ5VJpKZG1RhKpH3LVYgb%252F3%252F9NrjORAF%252BB5u5lGkInXxdf%252FjrnGdSvJPu64wzJ4C%252Bmf%252Bkv5rJI%252F2f7T9rqkbYDE51cips08W%252B4xl3lBAw%253D%7C%7C15520%2C416%2C33%2C0.232227488151659%2C0.4%2C391%2Cmyfin%2C419%26adsetid%3D29151%26zipcode%3D90210%26pc%3D24%26reqid%3D5d8529e8-ce49-4e2a-8d53-008eaacddc1d", "product_url": "https://www.bankrate.com/banking/reviews/sallie-mae-bank/", "promo_banner": null, "product_info": { "winning_description": "", "customer_service": "", "customer_service_rating": "", "reputation": "", "reputation_one_liner": "", "reputation_rating": "" } }, { "is_real_product": true, "effective_at": "3/15/2021", "is_paid": true, "is_checkwrite": false, "advertiser_notes": "No monthly fee. Competitive APY. 24/7 account access.", "min_to_open": 1, "rate": 0.3992, "apy": 0.4, "intro_rate": 0.0, "intro_period": 0.0, "type": "savings", "institution": { "name": "American Express National Bank", "logo_url": "6596_hires_logo_2x.png", "phone": "", "survey_institution_id": 15415, "reviews": { "overall_rating": 3.9, "short_summary": "American Express Bank is a premier online bank offering personal banking products to savers across various income levels.", "customer_experience_summary": "American Express Bank customers cannot visit a physical branch. Customers can, however, reach someone at the bank 24 hours per day, seven days per week over the phone.\r\n\r\nThe digital banking experience depends on what product you have. Those with AMEX Serve prepaid debit cards — which are provided and issued by the American Express Travel Related Services Company — will get access to a mobile app that lets you pay bills and deposit checks, for instance. Those with savings accounts through American Express Bank won’t be getting many digital frills, but they can login to their online banking accounts to take care of tasks, like move their money.\r\n\r\nAmerican Express is widely known for its wealth of valuable credit card offers. If you have good to excellent credit, you’re likely to find superior value in an American Express rewards card, whether you’re seeking travel rewards, business rewards or simple cash back. The Blue Cash Preferred® Card from American Express is a favorite among practical consumers, good for anyone looking to earn a high rate of cash back on the purchases they already make every day. Read our full <a href=\"https://www.bankrate.com/finance/credit-cards/reviews/blue-cash-preferred-card-from-american-express/\">review of the Blue Cash Preferred® Card from American Express</a>.", "savings_summary": "American Express Bank has a single online savings account. Its yield regularly ranks among the savings products with the top APYs. The account has no minimum and no monthly service fees. No minimum deposit is required to open the account. The online savings account does not come with an ATM card.", "mmas_summary": "", "savings_pros": "The savings account has no monthly fees and no minimum balance.\r\nIt pays a very competitive APY.", "savings_cons": "", "link": "https://www.bankrate.com/banking/reviews/american-express-bank/", "content": "<p>Financial services giant American Express received permission from the Federal Reserve to become a bank holding company in 2008. One year later, the company, which already operated a small bank, introduced personal online accounts. Today, the bank still offers certificates of deposit (CDs) and a high-yield savings account.</p>\n<p>American Express Bank is headquartered in Salt Lake City. Although it shares the same domain as the rest of the business, account holders log in using separate credentials from those used to access American Express credit card accounts.</p>\n", "date": "2021-01-02T16:30:45", "name": "American Express Bank", "status": "publish" }, "insurance_information": { "type": "FDIC", "disclosure": "Member FDIC", "tooltip": null } }, "product": { "type": "Savings Account" }, "tags": [], "fees": { "monthly_service": 0, "min_to_avoid_fees": 0 }, "serp_image_url": "https://www.bankrate.com/system/img/inst/6596_hires_logo_2x.png", "reporting_url": "https://www.myfinance.com/reporting/redir?utm_source=My+Slumber+Yard&utm_campaign=msy-text-links&utm_medium=mfCRU&redir=http%3A%2F%2Fep.bankrate.com%2Fhlink_redirects%2Fbrm_cpc.aspx%3Fe%3DDG%252Bz7T9Zk6puw8AsmhIEvei5A2IDvbb%252B0sbrYRo5meGxZwCSm5Bn8ME3yLTWLFZYJMGMXZ9t%252FWm%252FidCdf4Q8JDndlQZz4lvKeJ9CMC2d5ExtV6phxiul1cbWMB7B%252FLTazZxf4czZ8dy%252B1L2K2tgoripKbLLRJjOgbJZsogfIHjVkxtrsDTaffD3k942cCsJuR491G82tYpGjyPU%252BfFAhmpptPhFYl4igLriC1pH1y7IHVgv9RASBqiRbJqytIcbSQeStvZZy2PFAkz67MDFwEN7wb1uzpQ%252BAey7XNPv5eTcKdx9Zn5fYDc71BmjAOq4y20Cc7c1z8e%252FI%252BfMyz0citcYtYPC6jUDYG02oEaISv0i5K92FcHQAgaqul2O%252BW7uriucG%252FRvGbeSezPZ1UiexTOXJZvWBmGUlsUP2yof56cwwU9hy7NC2IMB62ozQL7pyaCsWhdIdHCc%253D%7C%7C15415%2C416%2C271%2C0.232227488151659%2C0.3992%2C909%2Cmyfin%2C419%26adsetid%3D15102%26zipcode%3D90210%26pc%3D24%26reqid%3Db46d788d-015d-4fe6-bd55-afe5450706ba", "product_url": "https://www.bankrate.com/banking/reviews/american-express-bank/", "promo_banner": null, "product_info": { "winning_description": "<p>American Express offers a competitive APY, and no monthly minimums! If that wasn't enough they have 24/7 customer service which earns American Express National Bank our vote for winner.</p>", "customer_service": "<p>American Express customers can reach someone at the bank 24 hours per day, seven days per week over the phone. This kind of customer service is unmatched in todays environment!</p>", "customer_service_rating": "5.0", "reputation": "<p>American Express has been around since 1850, and has been a federally recognized bank since 2008. They have extensive experience in handling financial services for a large amount of customers</p>", "reputation_one_liner": "<p>With years of experience in multiple aspects of financial services – American Express is our winner for reputation!</p>", "reputation_rating": "2.5" } }, { "is_real_product": true, "effective_at": "3/15/2021", "is_paid": true, "is_checkwrite": true, "advertiser_notes": "A new way to bank is here. Earn 0.35% APY and get paid early.", "min_to_open": 1, "rate": 0.3494, "apy": 0.35, "intro_rate": 0.0, "intro_period": 0.0, "type": "savings", "institution": { "name": "Wealthfront", "logo_url": "11755_hires_logo_2x.png", "phone": "", "survey_institution_id": 24081, "reviews": { "overall_rating": null, "short_summary": null, "customer_experience_summary": null, "savings_summary": null, "mmas_summary": null, "savings_pros": null, "savings_cons": null, "link": null, "content": null, "date": null, "name": null, "status": null }, "insurance_information": { "type": "THIRDPARTY", "disclosure": "Partner Banks are Member FDIC", "tooltip": null } }, "product": { "type": "Interest Checking Account" }, "tags": [], "fees": { "monthly_service": 0, "min_to_avoid_fees": 0 }, "serp_image_url": "https://www.bankrate.com/system/img/inst/11755_hires_logo_2x.png", "reporting_url": "https://www.myfinance.com/reporting/redir?utm_source=My+Slumber+Yard&utm_campaign=msy-text-links&utm_medium=mfCRU&redir=http%3A%2F%2Fep.bankrate.com%2Fhlink_redirects%2Fbrm_cpc.aspx%3Fe%3DDG%252Bz7T9Zk6puw8AsmhIEvei5A2IDvbb%252B0sbrYRo5meGxZwCSm5Bn8ME3yLTWLFZYJMGMXZ9t%252FWm%252FidCdf4Q8JGsAatxFNARx5Rq0iTFdH%252FQXC9NobKMGzWHG2BLLK4ZqFXRtIJRW%252Bt2NSp61XGHhHh5eroamKfLUxpUTodwbmMc2F2tOFV2gpg%252B7fBfmLn8EG0AmUif7yQl4DSQd3Fb%252B%252BiQBjz92xBNyDXxF%252B4FI9nLYnO0ijht0uxyV0JSBsMGe9I2J2GlgqiNNFeOh%252FAKxcLPbOQ6pq1wFBj%252FQNblI7%252BHky2Q%252FbdLYOLEgdey10POItsqgo0PWyiDWN3siPCASRRkvrPGaUx%252BnMKCXFDNhsatMMcymPxappQ%253D%253D%7C%7C24081%2C4%2C271%2C0.232227488151659%2C0.3494%2C874%2Cmyfin%2C419%26adsetid%3D31697%26zipcode%3D90210%26pc%3D24%26reqid%3D4e6f439c-f6db-4f58-9a10-aafc66da7a95", "product_url": null, "promo_banner": "Pair With an Investing Account and Get $5K Managed for Free", "product_info": { "winning_description": "", "customer_service": "", "customer_service_rating": "", "reputation": "", "reputation_one_liner": "", "reputation_rating": "" } }, { "is_real_product": true, "effective_at": "3/15/2021", "is_paid": false, "is_checkwrite": true, "advertiser_notes": "", "min_to_open": 100000, "rate": 0.85, "apy": 0.85, "intro_rate": 0.0, "intro_period": 0.0, "type": "savings", "institution": { "name": "Broadway Federal Bank, F.S.B.", "logo_url": "", "phone": "", "survey_institution_id": 20666, "reviews": { "overall_rating": null, "short_summary": null, "customer_experience_summary": null, "savings_summary": null, "mmas_summary": null, "savings_pros": null, "savings_cons": null, "link": null, "content": null, "date": null, "name": null, "status": null }, "insurance_information": { "type": "FDIC", "disclosure": "Member FDIC", "tooltip": null } }, "product": { "type": "Jumbo MMA" }, "tags": [], "fees": { "monthly_service": 12, "min_to_avoid_fees": 100000 }, "serp_image_url": null, "reporting_url": null, "product_url": null, "promo_banner": null, "product_info": { "winning_description": "", "customer_service": "", "customer_service_rating": "", "reputation": "", "reputation_one_liner": "", "reputation_rating": "" } }, { "is_real_product": true, "effective_at": "3/15/2021", "is_paid": false, "is_checkwrite": true, "advertiser_notes": "", "min_to_open": 100000, "rate": 0.66, "apy": 0.66, "intro_rate": 0.0, "intro_period": 0.0, "type": "savings", "institution": { "name": "CFG Community Bank", "logo_url": "", "phone": "", "survey_institution_id": 24042, "reviews": { "overall_rating": null, "short_summary": null, "customer_experience_summary": null, "savings_summary": null, "mmas_summary": null, "savings_pros": null, "savings_cons": null, "link": null, "content": null, "date": null, "name": null, "status": null }, "insurance_information": { "type": "FDIC", "disclosure": "Member FDIC", "tooltip": null } }, "product": { "type": "Jumbo MMA" }, "tags": [], "fees": { "monthly_service": 10, "min_to_avoid_fees": 1000 }, "serp_image_url": null, "reporting_url": null, "product_url": null, "promo_banner": null, "product_info": { "winning_description": "", "customer_service": "", "customer_service_rating": "", "reputation": "", "reputation_one_liner": "", "reputation_rating": "" } }, { "is_real_product": true, "effective_at": "3/15/2021", "is_paid": false, "is_checkwrite": false, "advertiser_notes": "", "min_to_open": 0, "rate": 0.6, "apy": 0.6, "intro_rate": 0.0, "intro_period": 0.0, "type": "savings", "institution": { "name": "Comenity Direct", "logo_url": "10629_hires_logo_2x.png", "phone": "", "survey_institution_id": 23845, "reviews": { "overall_rating": 4.1, "short_summary": "Although Comenity is well-known as the bank behind many branded retail credit cards, it also offers competitive yields on savings accounts and CDs. Minimum opening balance requirements are low. Comenity Direct is insured by the FDIC.", "customer_experience_summary": "Comenity Direct customers cannot visit a physical branch. However, customer service representatives are available via online chat or telephone on weekdays between 7 a.m. and 11 p.m. Central and on weekends from 9 a.m. and 5 p.m..\r\n\r\nComenity's app has received mixed reviews on Android and iOS. The app includes basic features such as mobile check deposits and the ability to transfer funds.\r\n\r\nComenity Direct, which was created in 2018, is a good choice for consumers who like to bank online and want a safe place to deposit their money and watch it grow at competitive yields. This is a bank for savers who do not plan to make frequent withdrawals. If you are looking for checking and money market accounts or need access to a physical bank branch, you'll need to shop around for other options.", "savings_summary": "Comenity Direct offers a high-yield savings account with a competitive APY. The minimum deposit requirement is just $100, and there are no monthly maintenance fees. Comenity Direct does not have an ATM network or physical branches, so deposits must be done by ACH transfer. You can also deposit checks into your account with the bank’s mobile app.", "mmas_summary": "", "savings_pros": "Offers a highly competitive yield.\r\nYou only need to deposit $100 to earn the high APY.\r\nThere's no monthly maintenance fee.", "savings_cons": "", "link": "https://www.bankrate.com/banking/reviews/comenity-direct/", "content": "<p>Comenity is well-known as the bank behind many branded retail credit cards, but it also offers competitive yields on savings accounts and CDs through its brand Comenity Direct.</p>\n<p>Comenity Direct, which was created in 2018, is a good choice for consumers who like to bank online and want a safe place to deposit their money and watch it grow at competitive yields. This is a bank for savers who do not plan to make frequent withdrawals. If you are looking for checking and money market accounts or need access to a physical bank branch, this is not the bank for you.</p>\n", "date": "2021-01-02T16:00:00", "name": "Comenity Direct", "status": "publish" }, "insurance_information": { "type": "FDIC", "disclosure": "Member FDIC", "tooltip": null } }, "product": { "type": "Savings Account" }, "tags": [], "fees": { "monthly_service": 0, "min_to_avoid_fees": 0 }, "serp_image_url": "https://www.bankrate.com/system/img/inst/10629_hires_logo_2x.png", "reporting_url": null, "product_url": "https://www.bankrate.com/banking/reviews/comenity-direct/", "promo_banner": null, "product_info": { "winning_description": "", "customer_service": "", "customer_service_rating": "", "reputation": "", "reputation_one_liner": "", "reputation_rating": "" } }, { "is_real_product": true, "effective_at": "3/15/2021", "is_paid": false, "is_checkwrite": false, "advertiser_notes": "Member FDIC. Earn 12x the National Average", "min_to_open": 0, "rate": 0.6, "apy": 0.6, "intro_rate": 0.0, "intro_period": 0.0, "type": "savings", "institution": { "name": "Live Oak Bank", "logo_url": "9296_hires_logo_2x.png", "phone": "", "survey_institution_id": 20780, "reviews": { "overall_rating": 4.0, "short_summary": "Live Oak Bank offers online savings accounts and CDs to savers nationwide.", "customer_experience_summary": "Live Oak Bank was founded in 2007 and is headquartered in Wilmington, North Carolina. It offers high-yield deposit accounts and targets entrepreneurs in the market for loans that will help them grow their small businesses.\r\n\r\nBanking customers can reach the financial institution on the phone on weekdays from 8 a.m. to 8 p.m. Eastern.\r\n\r\nThe bank is known for its interest in technology and innovation. Live Oak prides itself on using technology to streamline the loan application and funding process, for example.", "savings_summary": "Live Oak consistently offers a top-tier APY to customers with its Online Savings account. While you can find a few online accounts with higher payouts, this account offers one of the highest APYs around.\r\n\r\nThe Live Oak Online Savings account has no minimum opening deposit requirement. Nor does it charge a monthly account fee.", "mmas_summary": "", "savings_pros": "The Online Savings account doesn’t charge a monthly maintenance fee.\r\nThe account offers a competitive APY.\r\nThere is no minimum balance requirement.", "savings_cons": "There are still a few banks that offer a higher APY. \r\n", "link": "https://www.bankrate.com/banking/reviews/live-oak-bank/", "content": "<p>Live Oak Bank was founded in 2007 and is headquartered in Wilmington, North Carolina. It offers high-yield deposit accounts and targets entrepreneurs in the market for loans.</p>\n", "date": "2021-01-02T15:30:47", "name": "Live Oak Bank", "status": "publish" }, "insurance_information": { "type": "FDIC", "disclosure": "Member FDIC", "tooltip": null } }, "product": { "type": "Savings Account" }, "tags": [], "fees": { "monthly_service": 0, "min_to_avoid_fees": 0 }, "serp_image_url": "https://www.bankrate.com/system/img/inst/9296_hires_logo_2x.png", "reporting_url": null, "product_url": "https://www.bankrate.com/banking/reviews/live-oak-bank/", "promo_banner": null, "product_info": { "winning_description": "", "customer_service": "", "customer_service_rating": "", "reputation": "", "reputation_one_liner": "", "reputation_rating": "" } }, { "is_real_product": true, "effective_at": "3/12/2021", "is_paid": false, "is_checkwrite": true, "advertiser_notes": "", "min_to_open": 2500, "rate": 0.6, "apy": 0.6, "intro_rate": 0.0, "intro_period": 0.0, "type": "savings", "institution": { "name": "First Foundation Bank", "logo_url": "", "phone": "", "survey_institution_id": 17750, "reviews": { "overall_rating": null, "short_summary": null, "customer_experience_summary": null, "savings_summary": null, "mmas_summary": null, "savings_pros": null, "savings_cons": null, "link": null, "content": null, "date": null, "name": null, "status": null }, "insurance_information": { "type": "FDIC", "disclosure": "Member FDIC", "tooltip": null } }, "product": { "type": "Money Market Account" }, "tags": [], "fees": { "monthly_service": 20, "min_to_avoid_fees": 2500 }, "serp_image_url": null, "reporting_url": null, "product_url": null, "promo_banner": null, "product_info": { "winning_description": "", "customer_service": "", "customer_service_rating": "", "reputation": "", "reputation_one_liner": "", "reputation_rating": "" } }, { "is_real_product": true, "effective_at": "3/15/2021", "is_paid": false, "is_checkwrite": false, "advertiser_notes": "", "min_to_open": 100000, "rate": 0.6, "apy": 0.6, "intro_rate": 0.0, "intro_period": 0.0, "type": "savings", "institution": { "name": "BrioDirect", "logo_url": "", "phone": "", "survey_institution_id": 24041, "reviews": { "overall_rating": null, "short_summary": null, "customer_experience_summary": null, "savings_summary": null, "mmas_summary": null, "savings_pros": null, "savings_cons": null, "link": null, "content": null, "date": null, "name": null, "status": null }, "insurance_information": { "type": "FDIC", "disclosure": "Member FDIC", "tooltip": null } }, "product": { "type": "Jumbo MMA" }, "tags": [], "fees": { "monthly_service": 0, "min_to_avoid_fees": 0 }, "serp_image_url": null, "reporting_url": null, "product_url": null, "promo_banner": null, "product_info": { "winning_description": "", "customer_service": "", "customer_service_rating": "", "reputation": "", "reputation_one_liner": "", "reputation_rating": "" } }, { "is_real_product": true, "effective_at": "3/15/2021", "is_paid": false, "is_checkwrite": false, "advertiser_notes": "Save Smart. Earn More. FDIC Insured.", "min_to_open": 100, "rate": 0.57, "apy": 0.57, "intro_rate": 0.0, "intro_period": 0.0, "type": "savings", "institution": { "name": "Vio Bank", "logo_url": "10462_hires_logo_2x.png", "phone": "", "survey_institution_id": 23612, "reviews": { "overall_rating": 3.7, "short_summary": "Vio Bank is an online-only financial institution serving savers nationwide.", "customer_experience_summary": "At Vio Bank, you will get access to digital banking staples, such as mobile check deposit and account alerts. However, there’s nothing cutting-edge about what the bank app currently offers. But it’s still early days for an online-only division of MidFirst Bank.\r\n\r\nVio Bank offers generous customer service hours. You can reach a bank representative on weekdays from 7 a.m. to 9 p.m. Central, Saturday from 8 a.m. to 6 p.m. and Sunday from 12 p.m. to 4 p.m.", "savings_summary": "Vio’s high-yield savings account has consistently stayed at the top of the competition with its high yields. All balances earn the same yield, there are no monthly fees and there’s a low minimum deposit ($100) requirement.", "mmas_summary": "", "savings_pros": "Vio consistently ranks as one of the highest yielding savings accounts.\r\nThe APY is available on all balances.\r\nThere's no monthly fee.\r\nThe $100 minimum deposit requirement is low.", "savings_cons": "You will pay $5 per month if you receive paper statements.", "link": "https://www.bankrate.com/banking/reviews/vio-bank/", "content": "<p>Vio Bank is an online-only financial institution. It launched in summer 2018 as the online division of MidFirst Bank, a privately owned bank based in Oklahoma City. The bank serves local communities in multiple states, including Texas, Colorado, California and Arizona.</p>\n<p>Vio Bank was established for consumers who are comfortable banking online and who are looking for an institution offering exceptional rates and top-notch customer service. In addition to providing a couple of deposit products, the bank gives customers access to calculators that they can use to determine how much they should save in order to meet certain goals, prepare for an emergency or to find out how much their savings will be worth in the future.</p>\n", "date": "2021-01-02T16:30:40", "name": "Vio Bank", "status": "publish" }, "insurance_information": { "type": "FDIC", "disclosure": "Member FDIC", "tooltip": null } }, "product": { "type": "Savings Account" }, "tags": [], "fees": { "monthly_service": 0, "min_to_avoid_fees": 0 }, "serp_image_url": "https://www.bankrate.com/system/img/inst/10462_hires_logo_2x.png", "reporting_url": null, "product_url": "https://www.bankrate.com/banking/reviews/vio-bank/", "promo_banner": null, "product_info": { "winning_description": "<p>\r\nGiven its reputation, outstanding customer service, and well above average interest rate, we've selected Vio Bank as our winner of the Best Savings Accounts! Their product will help you save at an accelerated rate- so don't wait another day to get started!</p>", "customer_service": "<p>\r\n<style type=\"text/css\"><!--td {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}-->\r\n</style>\r\nWith an impressive mobile app for all of your digital banking needs and bank representatives available seven days a week, Vio Bank has the edge here.</p>", "customer_service_rating": "0.0", "reputation": "<p>\r\nVio Bank, the online division of MidFirst Bank, is known for their deposit products as well as their helpful calculators that customers can use to determine savings to meet financial goals or prepare for an emergency.</p>", "reputation_one_liner": "<p>\r\nIt was a close call, but Vio Bank wins our vote for reputation!</p>", "reputation_rating": null } }, { "is_real_product": true, "effective_at": "3/15/2021", "is_paid": false, "is_checkwrite": true, "advertiser_notes": "", "min_to_open": 1000, "rate": 0.56, "apy": 0.56, "intro_rate": 0.0, "intro_period": 0.0, "type": "savings", "institution": { "name": "CFG Community Bank", "logo_url": "", "phone": "", "survey_institution_id": 24042, "reviews": { "overall_rating": null, "short_summary": null, "customer_experience_summary": null, "savings_summary": null, "mmas_summary": null, "savings_pros": null, "savings_cons": null, "link": null, "content": null, "date": null, "name": null, "status": null }, "insurance_information": { "type": "FDIC", "disclosure": "Member FDIC", "tooltip": null } }, "product": { "type": "Money Market Account" }, "tags": [], "fees": { "monthly_service": 10, "min_to_avoid_fees": 1000 }, "serp_image_url": null, "reporting_url": null, "product_url": null, "promo_banner": null, "product_info": { "winning_description": "", "customer_service": "", "customer_service_rating": "", "reputation": "", "reputation_one_liner": "", "reputation_rating": "" } }, { "is_real_product": true, "effective_at": "3/15/2021", "is_paid": false, "is_checkwrite": false, "advertiser_notes": "", "min_to_open": 5, "rate": 0.55, "apy": 0.55, "intro_rate": 0.0, "intro_period": 0.0, "type": "savings", "institution": { "name": "Pentagon Federal Credit Union", "logo_url": "2212_hires_logo_2x.png", "phone": "", "survey_institution_id": 19523, "reviews": { "overall_rating": 4.3, "short_summary": "Pentagon Federal Credit Union is the second-largest federal credit union. It has a rich history in serving members of the military and those who are affiliated with the military. PenFed has members in all 50 states and the District of Columbia, and it is insured by the National Credit Union Administration (NCUA).", "customer_experience_summary": "In choosing PenFed, you will have access to around 45 branches. Luckily, the credit union offers a number of great digital features so you can do the bulk of your banking online.\r\n\r\nThe mobile app is highly rated in both Apple’s App Store and the Google Play Store. You can use it to do things like set travel notifications on your cards, deposit checks and pay bills.\r\n\r\nYou will also have ample access to free ATMs; PenFed makes tens of thousands of free ATMs available to members, including those in the Allpoint and CO-OP networks.", "savings_summary": "The Premium Online Savings account offers an excellent dividend rate on all balances and you only need to deposit $5 to open an account. On top of that, there’s no monthly fee either.\r\n\r\nPenFed’s Regular Savings account doesn't offer an impressive APY, but it can be opened at a branch and provides easy ATM access.", "mmas_summary": "The Money Market Savings account offers a tiered APY. Balances more than $100,000 earn the highest yield, but you can still find higher yields at other banks and some credit unions.\r\n\r\nThe account doesn’t have any monthly service fees, and you’re able to order free checks for your Money Market Savings account. You need to deposit at least $5 to meet the minimum requirements to open this account.", "savings_pros": "You’ll get a highly competitive APY with the Online Savings account.\r\nThere won’t be any monthly service fees to worry about.\r\nYou can set up free online recurring transfers.", "savings_cons": "The Regular Savings account doesn’t deliver the same bang for the buck as the online account.\r\nYou won’t get ATM access with the Online Savings account.", "link": "https://www.bankrate.com/banking/reviews/pentagon-federal-credit-union/", "content": "<p>Pentagon Federal Credit Union was established in Washington, D.C., as the War Department Federal Credit Union in 1935. Now, PenFed is based in McLean, Virginia, and serves more than 2 million members worldwide.</p>\n<p>PenFed offers a variety of banking products, including checking accounts, savings accounts, different types of certificates (or CDs provided by credit unions) and money market accounts.</p>\n<p>There are several ways to become a member. You can join the credit union if you serve in the United States military, for instance. You can also join PenFed’s field of membership by signing up for one of dozens of organizations, such as the Marine Corps League or the Air Force Association.</p>\n", "date": "2020-12-31T11:30:13", "name": "Pentagon Federal Credit Union (PenFed)", "status": "publish" }, "insurance_information": { "type": "FDIC", "disclosure": "Member FDIC", "tooltip": null } }, "product": { "type": "Savings Account" }, "tags": [], "fees": { "monthly_service": 0, "min_to_avoid_fees": 5 }, "serp_image_url": "https://www.bankrate.com/system/img/inst/2212_hires_logo_2x.png", "reporting_url": null, "product_url": "https://www.bankrate.com/banking/reviews/pentagon-federal-credit-union/", "promo_banner": null, "product_info": { "winning_description": "", "customer_service": "", "customer_service_rating": "", "reputation": "", "reputation_one_liner": "", "reputation_rating": "" } }, { "is_real_product": true, "effective_at": "3/15/2021", "is_paid": false, "is_checkwrite": false, "advertiser_notes": "We keep it simple and transparent", "min_to_open": 5000, "rate": 0.549, "apy": 0.55, "intro_rate": 0.0, "intro_period": 0.0, "type": "savings", "institution": { "name": "Popular Direct", "logo_url": "7819_hires_logo_2x.png", "phone": "", "survey_institution_id": 22314, "reviews": { "overall_rating": 3.5, "short_summary": "Popular Direct serves mobile and online banking customers who are searching for some of the best interest rates available to savers across the country.", "customer_experience_summary": "At Popular Direct, you won’t have cash access at ATMs and you won’t have access to checks. However, you will have access to mobile deposit capture.\r\n\r\nBesides mobile check deposit capabilities, customers can’t do much else on the app besides checking their balances and search for past transactions. Overall, customer reviews of the app suggest there’s a lot of room for improvement.\r\n\r\nYou can, however, call a customer service representative 24 hours, seven days a week.", "savings_summary": "Popular Direct offers one of the highest APYs available with a $5,000 minimum deposit. While the $5,000 minimum deposit is higher than some other banks, this is one of the highest APYs nationwide.\r\n\r\nPopular Direct doesn’t have an ATM card available for its savings account, so you will need to make an external transfer to access the funds if needed. Additionally, you can make deposits via mobile check deposit with your mobile device.", "mmas_summary": "", "savings_pros": "Popular Direct offers one of the most competitive APYs.\r\nThere is no monthly service fee.", "savings_cons": "There are lower minimum balance accounts elsewhere that earn similar APYs.", "link": "https://www.bankrate.com/banking/reviews/popular-direct/", "content": "<p>Popular Direct is an online bank that was launched in July 2016 in an effort to use digital platforms to simplify the process of opening and maintaining a bank account. The institution offers certificates of deposit and a saving account. Both types of accounts are opened through Popular Bank, a community bank and subsidiary of a leading financial services firm with federally insured deposits.</p>\n<p>Popular Bank was known formerly as Banco Popular North America. Its parent company, Popular Inc., was founded in 1893. The financial institution serves customers in the United States, Puerto Rico, Latin America and the Caribbean.</p>\n", "date": "2021-01-02T18:00:45", "name": "Popular Direct", "status": "publish" }, "insurance_information": { "type": "FDIC", "disclosure": "Member FDIC", "tooltip": null } }, "product": { "type": "Savings Account" }, "tags": [], "fees": { "monthly_service": 4, "min_to_avoid_fees": 500 }, "serp_image_url": "https://www.bankrate.com/system/img/inst/7819_hires_logo_2x.png", "reporting_url": null, "product_url": "https://www.bankrate.com/banking/reviews/popular-direct/", "promo_banner": null, "product_info": { "winning_description": "", "customer_service": "", "customer_service_rating": "", "reputation": "", "reputation_one_liner": "", "reputation_rating": "" } } ], "paid_count": 3, "unpaid_count": 10, "disclaimer": "<p> The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products. </p> <p> All rates are subject to change without notice and may vary depending on location. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own website where you can find additional information. Those with a paid link are our Advertisers. Those without a paid link are listings we obtain to improve the consumer shopping experience and are not Advertisers. To receive the Bankrate.com rate from an Advertiser, please identify yourself as a Bankrate customer. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration. </p> <p> Consumer Satisfaction: Bankrate attempts to verify the accuracy and availability of its Advertisers' terms through its quality assurance process and requires Advertisers to agree to our Terms and Conditions and to adhere to our Quality Control Program. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please <a href=\"https://www.bankrate.com/contact/\" target=\"_blank\" rel=\"nofollow\">click here</a>. </p> <p> Rate collection and criteria: <a href=\"https://www.bankrate.com/investing/product-criteria/?prodtype=invest\" target=\"_blank\" rel=\"nofollow\">Click here</a> for more information on rate collection and criteria. </p>", "attribution": "Savings Rates Provided By Bankrate.com", "source": "Bankrate" }
